Talk:Wright-Patt Credit Union

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Updating Wright-Patt Credit Unions Wikipedia Page

Latest comment: 1 day ago1 comment1 person in discussion

Hello!

I work for Wright-Patt Credit Union in their marketing department.

I have the following revisions I would like to be considered for our page - our goal in revising the sections is to make them up to date, accurate, and within the parameters that Wikipedia has for making updates to pages.

Please let me know how I can help and what you need from me :)

Thank you!

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Overview

Wright-Patt Credit Union (WPCU) is a member-owned financial cooperative headquartered in Beavercreek, Ohio. Founded in 1932 by employees of Wright Field during the Great Depression, the organization has grown into the largest member-owned credit union in Ohio and one of the largest credit unions in the United States. WPCU serves individuals and businesses throughout portions of southwest and central Ohio through a network of member centers, ATMs, and shared branching locations nationwide. As of February 2026, the credit union reported more than $9.6 billion in assets and more than 526,000 members. WPCU is a state-chartered credit union federally insured by the National Credit Union Administration (NCUA). Its subsidiary, myCUmortgage, LLC, provides mortgage services to credit unions and their members.

History

In 1932, during the Great Depression, a group of workers at Wright Field (which later became part of Wright-Patterson Air Force Base) wanted a way to help each other through financial hardship. They pooled their money together in a shoebox, creating what was known as the "Sunshine Fund." Members could borrow from that fund when they needed help, embodying the credit union principle of people helping people.

That simple shoebox fund eventually evolved into what is now Wright-Patt Credit Union, which has grown from a small employee credit union into Ohio's largest member-owned credit union while still emphasizing the same cooperative mission.

Membership

Business Members

A business applying for WPCU membership must be located within WPCU’s field of membership to be considered for membership.

To be approved for WPCU membership, a Business must:

be registered in the state of Ohio, if required (Some Businesses operating in Ohio are not required to register with the secretary of state. In those cases, WPCU may choose to make an exception for membership approval);
be in good standing with the Ohio Secretary of State if registered in Ohio (or in their state of primary registration, if not Ohio);
have or be building a principal place of business in WPCU’s field of membership; and
be in good financial standing with WPCU, i.e., not have caused a financial loss to the Credit Union. In the case of sole proprietorships, the individual’s financial loss is considered a business loss.

Businesses may also apply to be Select Employer Groups (SEGs) of WPCU. For additional details related to the SEG application and approval process, please visit our Employer Groups webpage.

Organization

Wright-Patt Credit Union (WPCU) is a state-chartered credit union headquartered in Beavercreek, Ohio, and federally insured by the National Credit Union Administration (NCUA). As a member-owned financial cooperative, WPCU is governed by a volunteer board of directors elected from its membership. Membership is available to individuals who live, work, worship, or attend school within WPCU's field of membership, including portions of southwest and central Ohio, as well as certain employee groups, military personnel, Wright State University affiliates, and family members of existing members. WPCU operates a network of member centers throughout Ohio and provides members access to nationwide shared branching and ATM networks. The credit union also owns myCUmortgage, LLC, a credit union service organization (CUSO) that provides mortgage lending and servicing solutions to credit unions and their members.

Services

Wright-Patt Credit Union (WPCU) is a not-for-profit, member-owned financial cooperative headquartered in Beavercreek, Ohio. Unlike banks that operate for shareholders, credit unions exist to serve their members, returning value through competitive rates, lower fees, and financial services designed to strengthen members' financial well-being. WPCU's approach is guided by its three-stakeholder model: Partner-employees, Member-owners, and the organization itself, with the belief that when members thrive financially, everyone benefits. As Ohio's largest member-owned credit union, WPCU served more than 527,000 members and managed $9.6 billion in assets at year-end 2025.

WPCU offers a full range of financial products and services, including checking and savings accounts, loans, mortgages, credit cards, retirement accounts, and digital banking tools. Members can access services through 38 Member Centers across the Dayton, Cincinnati, and Columbus regions, as well as a nationwide network of surcharge-free ATMs and shared branching locations. In addition to traditional banking services, WPCU provides insurance solutions through CoverPoint® and mortgage services through myCUmortgage, helping members meet a wide range of financial needs throughout every stage of life.

Branches & ATM Locations

Wright-Patt Credit Union serves members through Member Center locations across Southwest and Central Ohio and provides access to more than 40,000 lower-to-no-fee ATMs and over 5,300 shared branching locations nationwide through its partner networks.

WPCU operates Member Centers throughout the Dayton, Cincinnati, and Columbus regions.

Members have access to 40,000+ ATMs nationwide through partner ATM networks.

Members can also use 5,300+ shared branching locations nationwide, allowing transactions at participating credit unions as if they were at a WPCU branch.

WPCU publishes a searchable branch and ATM locator on its website: https://www.wpcu.coop/about-us/locations

Recognition

Forbes Best-in-State Credit Union (Ohio) (2025)

Best Bank/Credit Union, Springfield News-Sun (2025)

Dayton's Fastest Growing Companies, Dayton Business Journal (2025)

Best Customer Service, Greater Springfield Partnership & Springfield News-Sun (2025)

Best Employer, Springfield News-Sun (2025)

Top 100 Healthiest Employers in America, Springbuk (2025)

Credit Union Commercial Partner of the Year, Ohio Statewide Development Corporation (2025)

Air Force Distinguished Credit Union of the Year (2024)

Best Credit Union, Dayton.com (2024)

Best Credit Union, Greater Springfield Partnership & Springfield News-Sun (2024)