Talk:Total loss
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Equivalent?
[edit]Is there an equivalent in medical or life insurance? --ÆAUSSIEevilÆ 23:56, 3 April 2008 (UTC)
- You mean, if an insurance company will prefer to pay for funeral arrangements instead of paying treatments because it's cheaper? :-S 83.251.110.137 (talk) 09:32, 25 June 2009 (UTC)
changed the intro sentence
[edit]Additional references need to be located, but to total or not is not a statutorily defined process as far as I know. It's a subject that often results in debate between the insured and the insurer. Suppose current market value on your car is $10,000 and repair cost is $8,500, but the car in its damaged state is worth $3,000 which results in net cost of $7,000 rather than $8,500 if it was to total the car instead of repair. Insurers want to push for total loss in this case. Obviously the salvage value is not a dead on quote, so its not always a black and white process. I used Carsdirect.com as a reference. Its not a great reference, but its better than what we had, I think. Cantaloupe2 (talk) 08:17, 2 December 2012 (UTC)
Article is unduly restrictive to auto insurance
[edit]The concept of writing off total losses considerably predates the invention of the automobiles. Shipping, for instance.--Mike18xx (talk) 22:45, 6 January 2013 (UTC)
- I have rewritten the lede to address this concern.--Mike18xx (talk) 00:37, 7 January 2013 (UTC)
- Please use reliable sources and avoid self published disreputable sources. Forum posts that you've freshly inserted fall under this. Cantaloupe2 (talk) 03:52, 7 January 2013 (UTC)
What about aircraft?
[edit]This concept is also used for aircraft however nomencion of it in the article. Can anyone add a section with supporting citations? Thanks, DPdH (talk) 22:02, 4 November 2016 (UTC)
- Just did that, using information from the "hull loss", wikiarticle. Regards, DPdH (talk) 22:13, 4 November 2016 (UTC)