P2F
| Chinese | 个人对金融机构[1] |
|---|---|
| Industry | Internet Finance |
| Other names | P2F model, P2F finance |
 | This article provides insufficient context for those unfamiliar with the subject. (February 2021) |
P2F[2] (Chinese: 个人对金融机构[3]),also known as the P2F model or P2F finance,[4] is an Internet finance[5] model that connects individuals with financial institution products[6] through online platforms. The term stands for "person-to-financial institution" The term refers to the mode in which individuals connect with the products of financial institutions and quasi-financial institutions[7] through the Internet.[8]
In the term "P2F", "P" stands for "peer", and "F" stands for "financial institution"[9] or "financial asset".[10] P2F is gradually derived from the P2P model.[11] The representatives of P2F are Beevault,[12] and Yu'ebao (余额宝). [13]
Definition
[edit]The term was coined in 2012[14] by Xie Ping and Zou Chuanwei[15] to describe a model where individuals access financial institution[16] products through internet platforms.
Compared with P2P (peer-to-peer) finance:[17]
- P2P connects individuals to individuals
- P2F connects individuals to financial institutions[18]
References
[edit]- ↑ "P2F wealth management platform "Weifang Wealth" was launched". China News Service. 2015-03-06.
- ↑ "China's Internet finance market in the first quarter exceeded 10 trillion yuan". Ta Kung Pao. 2015-05-26.
- ↑ "Internet Finance in China: Market, Regulation and Law". Southern Metropolis Daily. 2018-06-16.
- ↑ "Is P2F the final destination of P2P?". Eastmoney.com. Nov 29, 2015.
- ↑ "China's bank wealth management income continues to fall". Ta Kung Pao. 2015-12-25.
- ↑ Zou Chenhui (2016-10-17). "Record of China's Internet Finance Growth". Southern Metropolis Daily.
- ↑ "Taking a Peek at P2F". International Daily News.
- ↑ "China's social financing volume in the first half of the year totaled 9.1 trillion yuan". Ta Kung Pao. 2018-07-20.
- ↑ Lee, Wo-Chiang (2018-09-15). "Comments on Internet Finance in Mainland China" (PDF). Ministry of Justice Investigation Bureau.
- ↑ "Piao Ju Ke received tens of millions of RMB financing". China Securities Journal. 2014-12-20.
- ↑ "Government regulation and platform self-discipline are two important aspects of the development of the financial industry". Xinhua News Agency. 2015-12-11.
- ↑ "P2F and Financial Innovation". Heze Daily. Dec 25, 2020.
- ↑ ""China Science and Technology Week" opens in Beijing". Cyberspace Administration of China. 2015-05-22.
- ↑ Ping Xie; Chuanwei Zou; Haier Liu (14 December 2015). Internet Finance in China: Introduction and Practical Approaches. Routledge. pp. 1–. ISBN 978-1-317-26949-6.
- ↑ Ligang Song; Ross Garnaut; Cai Fang; Lauren Johnston (21 July 2016). China's New Sources of Economic Growth: Vol. 1: Reform, Resources and Climate Change. ANU Press. pp. 115–. ISBN 978-1-76046-035-8.
- ↑ "Housing Fund Management Center of the Central Government adjusts personal loan measures for state-managed provident fund". People's Daily. 2015-11-26.
- ↑ "Chinese government takes measures to strengthen the supervision of Internet finance". China News Service. 2015-06-30.
- ↑ "Will P2F become the successor to P2P?". China Daily. 2015-09-14.