Draft:Handy Uruguay

Submission declined on 8 July 2026 by Zalaraz (talk).

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Declined by Zalaraz 2 months ago. Last edited by Zalaraz 2 months ago. Reviewer: Inform author.

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Submission declined on 7 July 2026 by Qcne (talk).

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Declined by Qcne 2 months ago.

Comment: In accordance with the Wikimedia Foundation's Terms of Use, I disclose that I have been paid by my employer for my contributions to this article. Andresrama (talk) 17:32, 7 July 2026 (UTC)

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Handy is a Uruguayan fintech company founded in 2021 that offers payment solutions and management tools for small and medium-sized businesses. The company integrates payment processing services, financing, and commercial software into a single platform. Its legal name is Riblinor S.A.^[1]^[2]^[3]

History

Handy was founded in 2021 by Martín Guerra, Ana Inés Zerbino, and Fernando Vallone, who are associated with the investment group InCapital.^[4]

The company was developed in the context of the opening of multi-acquiring in Uruguay, a change in the payments system that enabled interoperability between different electronic payment methods.^[5]

In that context, Handy was presented as the only platform in the country offering a multi-acquiring service at the time of its launch.^[6]

In 2023, Banco Itaú acquired 40% of the company, and in 2025 it increased its shareholding to 75%, gaining majority control.^[7]^[8]

Products and services

Handy offers a platform of financial services and digital tools for merchants. Its main solutions include:

POS terminals for card payments
Digital payments through links and QR codes
Payment gateway for e-commerce
Point-of-sale software
Financing services and loans for merchants
Electronic invoicing and commercial management tools

Its services are mainly aimed at small and medium-sized businesses, as well as independent workers.^[4]

Operations

Handy operates in Uruguay and has experienced significant growth since its launch. According to various sources, the company has more than 30,000 merchants and active users in the country.^[8]^[4]

In the context of the local payments system, the company has been identified as one of the relevant players in the digitalization of electronic payments among small businesses.^[8]

References

[bcu2024-1] ttps://www.bcu.gub.uy/Sistema-de-Pagos/Resoluciones/RR-SDP-2024-22.pdf

[mef2024-2] ttps://www.gub.uy/ministerio-economia-finanzas/institucional/normativa/resolucion-n-84902024-12092024-riblinor-sa-84902-a2-mef

[elpais2024-3] ttps://www.elpais.com.uy/el-empresario/handy-la-empresa-detras-de-los-pos-que-proyecta-procesar-este-ano-cerca-de-us-1-000-millones

[startupjournal-4] 1 2 3 https://www.startupjournal.io/article/itau-compra-35-porciento-handy

[elpais2021-5] ttps://www.elpais.com.uy/negocios/empresas/con-inversion-de-us-4-millones-incapital-lanza-handy-y-va-tras-el-negocio-de-multi-adquirencia

[infonegocios-6] ttps://infonegocios.biz/nota-principal/una-mano-que-te-la-hace-facil-handy-pone-al-dinero-en-jaque-y-se-afirma-en-la-multiadquirencia

[montevideo2024-7] ttps://www.montevideo.com.uy/Negocios-y-Tendencias/Banco-Itau-completo-el-proceso-de-integracion-como-accionista-de-la-empresa-Handy-uc901574

[elpais2025-8] 1 2 3 https://www.elpais.com.uy/el-empresario/itau-vuelve-a-invertir-en-fintech-uruguaya-handy-y-amplia-su-participacion-accionaria-de-40-al-75

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History

Products and services

Operations

References