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  • Comment: In accordance with the Wikimedia Foundation's Terms of Use, I disclose that I have been paid by my employer for my contributions to this article. Cosmospens (talk) 09:19, 14 April 2026 (UTC)


CLOWD9 is a fintech company providing cloud-native issuer payments processing,[1] also known within the payments industry as a card issuer processor.[2][3]

The company provides a PCI Secure platform processing payments and transactions for issuing banks and neo banks across international payment networks and systems including Discover, Mastercard, Visa, using microservices architecture. CLOWD9 serves sectors including travel, foreign exchange, consumer and SME banking, gaming, corporate products, cryptocurrency, and e-wallets[4][5]. It was founded in 2021 by Suresh Vaghjiani,[6] Cosmo Spens,[7] Robert Hampel, and Peter Selman[8] and is Headquartered in London, England.

In May 2023 CLOWD9 became one of the first Fintech companies to be B Corp Certified[9] and in September 2022, became the first cloud-native issuer processor[1] to secure network certification on Visa’s cloud connect network, Mastercard’s Cloud Edge Network, and Discover Global Network in November 2024.[10][11]

References

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  1. 1 2 "CLOWD9 rolls out as cloud-based payments processing platform"". Electronic Payments International (Press release). Global Data Plc. 18 October 2022.
  2. "CB Insights Analyst's Report". cbinsights.com. CB Information Services, Inc. Retrieved 16 April 2026.
  3. Andreasyan, Tanya (November 2022). "Revolutionary UK Start-up is on Clowd9" (PDF). Fintech Futures Banking Technology (Press release). p. 7.
  4. "Fintech Startup CLOWD9 Partners With Netcetera to Help Combat Global Payments Fraud". Businesswire (Press release). A Berkshire Hathaway Company. 9 January 2023.
  5. Ashiru, Grace (16 November 2025). "Clowd9 Drives Fintech Growth from Lagos to London". Tech In Africa (Press release). Tech In Africa.
  6. McCosh, Ed (7 March 2023). "Business Spotlight UK Interview with Suresh Vaghjiani". Business Spotlight UK. Action Coach UK.
  7. Raposo, Simao (14 November 2023). "Web Summit. Qual o impacto que as fintech podem ter na sociedade?". Briefing.pt. Briefing Marketing Portugal.
  8. "City Moves Who's Switching Jobs" (Press release). City AM. 12 October 2022.
  9. Towner, Lauren (24 May 2023). "CLOWD9 secures B Corp Certification" (Press release). Fintech Finance News.
  10. Towner, Lauren (22 November 2022). ""FinTech start up CLOWD9 receives Visa certification". FFNews (Press release). Fintech Finance News.
  11. Towner, Lauren (1 November 2024). "CLOWD9 and Discover® Global Network Certification and Agreement Set to Expand Opportunities for Cross-Border Issuance". FF News (Press release). Fintech Finance News.