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From Wikipedia, the free encyclopedia
Joint Development Bank
Native name
ທະນາຄານຮ່ວມພັດທະນາ
TypePrivate
IndustryBanking
FoundedOctober 1989; 36 years ago (1989-10)
Area served
Laos
OwnerSimuong Group
Websitewww.jdbbank.com.la

Joint Development Bank (JDB) is a commercial bank in Laos, headquartered in Vientiane. It was established in 1989 during the development of Laos's two-tier banking system. The International Monetary Fund described JDB as the first private-sector participation in Laos's banking industry, with 70% of its equity initially provided by Thai investors and 30% by the Bank of the Lao P.D.R.[1]

History

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JDB began operations in October 1989 as a joint-venture commercial bank between Lao and Thai interests.[2] In 2010, the Bank of the Lao P.D.R. sold its stake to Thai investors, making JDB a foreign-invested bank. In October 2012, the bank was acquired by the Lao Simuang Group and became a privately owned Lao bank.[2]

Operations

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JDB provides commercial banking and financial services in Laos. Its activities have included deposit-taking, lending, domestic and international money transfers and electronic banking services. In 2024, the bank marked its 35th anniversary and reported continued expansion of its digital banking services.[3]

References

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  1. ↑ "IV Monetary Policy and Financial Sector Reforms". International Monetary Fund. 1996. Retrieved 28 September 2026.
  2. 1 2 "JDB to Launch Transaction App for Smartphones". KPL (Lao News Agency). 3 January 2017. Retrieved 28 September 2026.
  3. ↑ "Joint Development Bank celebrates 35th anniversary of outstanding achievements". Vientiane Times. 31 January 2025. Retrieved 28 September 2026.