Talk:Mastercard

Request: Update financials in infobox

Hi editors, I am here to request updates to this article on behalf of Mastercard via Ketchum through my work at Beutler Ink. Last week, Mastercard released its 2025 financials. I was hoping editors would consider updating the infobox with the following:

• revenue: $32.8 billion (2025)
• operating income: $18.9 billion (2025)
• net income: $15 billion (2025)
• total assets: $54.1 billion (2025)
• total equity: $7.7 billion (2025)

References

If it helps make implementing this request easier, here is markup that can be copy/pasted.

| revenue = {{Increase}} {{US$|32.8 billion}} (2025)<ref name="2025Q4earnings">{{cite web |title=Earnings Release |url=https://s25.q4cdn.com/479285134/files/doc_financials/2025/q4/4Q25-Mastercard-Earnings-Release.pdf |format=PDF |work=Mastercard |date=January 29, 2026 |access-date=February 3, 2026}}</ref>{{rp|3}}

| operating_income = {{Increase}} {{US$|18.9 billion}} (2025)<ref name="2025Q4earnings"/>{{rp|3}}

| net_income = {{Increase}} {{US$|15 billion}} (2025)<ref name="2025Q4earnings"/>{{rp|3}}

| assets = {{Increase}} {{US$|54.1 billion}} (2025)<ref name="2025Q4earnings"/>{{rp|8}}

| equity = {{Increase}} {{US$|7.7 billion}} (2025)<ref name="2025Q4earnings"/>{{rp|8}}

Thanks, Danilo Two (talk) 14:07, 5 February 2026 (UTC)

Done   MetalBreaksAndBends   (talk) (contribs) 15:11, 5 February 2026 (UTC)

@MetalBreaksAndBends: Thanks! Danilo Two (talk) 15:42, 5 February 2026 (UTC)

Potential WP:WEIGHT issue

Hi editors, I am here to request an update on behalf of Mastercard via Ketchum through my work at Beutler Ink. In July 2025, an editor added to the History section a 180-word subsection on biometric metal cards. The references cited do not include links or names of the publications, but from a Google search it appears most of the content is cited to press releases published on various websites. I'm just not sure I understand the relevance of the focus on the biometric metal card, nor the weight it is given to the article. The content is also a bit unclear, as Mastercard released biometric cards well before 2025. I have prepared potential replacement copy citing PYMNTS, and two articles from Biometric Update ( 1, 2) that cuts out superfluous information. Admittedly, these are not the most well-known sources, but they seem better than press releases. Posting here for editors to consider and implement if you think this is an improvement in terms of WP:WEIGHT and neutral point of view.

In 2017, Mastercard introduced a program using biometric cards where a fingerprint sensor is embedded with the payment card's secure chip, enabling cardholder authentication directly on the card. By 2025, Mastercard had extended its program to cards used by Eastern Bank in Bangladesh and Jordan Kuwait Bank in the Middle East.

References

Thank you. Danilo Two (talk) 17:39, 17 February 2026 (UTC)

Go ahead: I have reviewed these proposed changes and suggest that you go ahead and make the proposed changes to the page. Encoded  Talk 💬 22:52, 18 February 2026 (UTC)

@Encoded: Somehow missed notification of this go-ahead. I have updated the article as permitted. Thanks! Danilo Two (talk) 14:37, 26 February 2026 (UTC)

Request: Update Corporate affairs

Hi editors, I am here to request an update on behalf of Mastercard via Ketchum through my work at Beutler Ink. For this request, I am looking to update the Corporate affairs section. The section in the live article is quite outdated and includes two long lists mostly of figures without their own Wikipedia articles. Such lists are quite detailed and can be difficult to maintain on Wikipedia over time, so I suggest a Corporate affairs section that hits on the main overview of the company and its top leadership. Here are my suggested edits:

Extended content

Corporate affairs

Mastercard is a public company traded on the New York Stock Exchange under the ticker symbol MA. It is a component of the S&P 100 and S&P 500. The company is headquartered in the Mastercard International Global Headquarters in Purchase, New York. Mastercard's St. Louis Tech Hub is located in O'Fallon, Missouri, a suburb of St. Louis.

The company is governed by a board of directors, chaired by Merit Janow, Dean Emerita of the School of International and Public Affairs, Columbia University. Michael Miebach is CEO. As of year-end 2025, Mastercard operates in more than 220 countries and employs 39,800 people.

Mastercard has been listed on the Forbes Best Companies, Fortune Best Companies to Work For, The Wall Street Journal's 250 Best-Managed Companies, and Time World's Best Companies lists. In 2016, Mastercard UK became one of 144 companies who signed the HM Treasury's Women in Finance Charter, a pledge for balanced gender representation in the company.

References

Thanks, Danilo Two (talk) 18:58, 27 February 2026 (UTC)

Partly done I removed the long lists and implemented some of the requested changes. I did not add the material about appearing on awards lists, as that may be considered promotional. ◦ Sibshops (talk) 19:19, 19 March 2026 (UTC)

@Sibshops: Understood. Thanks so much! Danilo Two (talk) 17:51, 20 March 2026 (UTC)

Request: Additional infobox updates

Hi editors, I am here to request two updates to the infobox to bring it more up-to-date. This request is made on behalf of Mastercard via Ketchum through my work at Beutler Ink.

• services: Add "mobile payments"
  • Reason for the change: This helps bring the infobox in line with the services listed in the body of the article
• number of employees: Update to 39,800 (2025)
  • Reason for the change: Existing content is outdated

References

Thanks, Danilo Two (talk) 13:18, 26 June 2026 (UTC)

Question: Payment systems is already listed in services, this would cover mobile payments. Tell me if I am wrong Aloneinthewild (talk) 14:13, 27 June 2026 (UTC)

@Aloneinthewild: First, thanks for updating the number of employees. Second, good question about payment systems. Technically, credit cards and debit cards are also "payment systems." The intent of my proposed update was to show that Mastercard offers more than those two. If you don't think that works, another possibility is to add more specific examples, such as real-time payments, account-to-account payments, etc. Danilo Two (talk) 20:41, 7 July 2026 (UTC)

I understand your point that mobile payments could be emphasised similarly to credit/debit cards, I've now added mobile payments and linked to that article. Aloneinthewild (talk) 10:13, 19 July 2026 (UTC)

Thanks for making this update. Danilo Two (talk) 16:17, 20 July 2026 (UTC)

Request for copy edits for accuracy, tone

Hi editors, on behalf of Mastercard via Ketchum through my work at Beutler Ink, I have a handful of copy edits to suggest to improve this article's accuracy and tone.

• Change "bank" to "card network" in the following sentence: "In 1983, Mastercard International Inc. became the first bank card network to use holograms as part of its card security."

Reason: Inaccurate as written. Mastercard is not a bank (nor was it one in 1983).

• Change "swipe fees" to "interchange fees" in the following sentences:
  • Both Mastercard and Visa have paid approximately $3 billion in damages resulting from a class-action lawsuit filed in January 1996 for debit card swipe fee interchange fee price fixing.
  • In 1996, four million merchants sued Mastercard in federal court for making them accept debit cards if they wanted to accept credit cards and dramatically increasing credit card swipe fees interchange fees.
  • Heading: Swipe fee fixing Interchange fees and merchant discount bans
  • In April 2009, Mastercard reached a settlement with the European Union in an antitrust case, promising to reduce debit card swipe fees interchange fees to 0.2 percent of purchases.

Reason: "Swipe fees" is a colloquial term for interchange fees. Of note, the Wikipedia article on such fees is titled "interchange fee". I am not asking editors to change the instance of the article where it says, "interchange fees, also known as swipe fees".

Thank you, Danilo Two (talk) 16:30, 21 July 2026 (UTC)

Reply 21-JUL-2026

  Edit request partially implemented  

• While linguistically true that MasterCard has never been "a bank" (singular) — it was started by an alliance of banks and regional bankcard associations (plural) as stated in the lead section, indicating that the claim—in effect, that Mastercard has never been bank-like in its representations—is false.

1. Y That being said, the nature of offering a reference to a novel-like series as proof of the hologram claim is too peculiar to stand, so the claim has been deleted from the article.
2. N The term swipe fees is of greater understanding to readers than than that of interchange fees; in any event, the translation has been spelled out for readers literally ("...fixed interchange fees, also known as swipe fees...") and through the used of piped links.

Regards,  Spintendo  21:24, 21 July 2026 (UTC)

@Spintendo: Would you reconsider your removal of the sentence about Mastercard offering the first credit card with a hologram? This was not merely a cosmetic update in 1983, it was a security feature that was quite innovative in the card industry. If the issue with it was the source that was previously cited in the article, there are others that can be cited (see New York Times article in References below).

Also, while Mastercard was created by an alliance of several banks and regional bankcard associations, as reflected in this article's introduction, that does not mean that Mastercard is a bank. The Wikipedia article bank defines one as "a financial institution that accepts deposits from the public and creates a demand deposit while making loans". Mastercard does not have a federal banking charter, does not accept deposits, nor does it extend loans. As noted in the introduction as well, "[Mastercard's] principal business globally is to process payments between the banks of merchants and the card-issuing banks".

With this in mind, I ask if you would consider adding back a revised version of the deleted content. This proposal updates the mention of "bank" to "company" (which helps us with our disagreement over the word "bank"); changes "card security" to "credit card security" (based on reliable sources); and replaces the source Holography Projects for the Evil Genius with reporting from The New York Times.

Proposed text:"In 1983, Mastercard International Inc. became the first bank company to use holograms as part of its credit card security.

References

Thank you for your time and consideration with this. Danilo Two (talk) 14:43, 24 July 2026 (UTC)

 Done  The New York Times is a perfect source to use, thank you for finding this.  Spintendo  02:04, 31 July 2026 (UTC)