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Talk:Foreclosure

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Latest comment: 1 year ago by 193.164.231.98 in topic Merge proposal

Merge proposal

[edit]

I propose merging Mortgage repossession into Foreclosure. The UK legal structure is already covered in the foreclosure article and the mortgage repossession seems to be a colloquial and as the article says incorrect term for a house repossession. The article has no references and does not follow WP:MOS so needs work but all the key points are already covered in the foreclosure article and so this can just be turned into a redirect. Sargdub (talk) 06:08, 8 April 2024 (UTC)Reply

The information on which this merger proposal was based is incorrect.
The current page is incoherent.
Foreclosure and repossession are different. You don't get "granted" an "equity of redemption". And so on.
This is the case even in the USA. It still has a foreclosure process, as far as I know. It still exists in England, but if you start foreclosure proceedings they will just be stayed indefinitely and you will not be able to push them any further.
Repossession is totally different in process. A mortgagee in possession can sell the title but they do not hold it. 193.164.231.98 (talk) 12:50, 3 May 2025 (UTC)Reply