Talk:Fixed deposit
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This is a work in progress
[edit]This article requires a complete rewrite as the author has used terms like "as explained earlier" and "case" which are used in legal and financial documents but are not used in web pages, let alone an encyclopedia. I had to read the article a couple of times to understand the flow of content. I have removed the following text
'Fixed deposits are a kind of high-interest-yielding deposit offered by banks in India, where bank accounts can be broadly categorised into 2 types :
- Demand deposits, which are repayable by the bank to the customer on demand-They offer high liquidity but correspondingly low or no interest. Includes the Savings Accounts and Current Accounts.
- Term deposits, which are repayable after expiry of the term, that is, on maturity. In return for the low liquidity (ease of withdrawing money), they offer higher rates of interest than the demand deposits.
as it completely breaks away from the topic. Some terms and concepts have not been explained at all --Wikishagnik (talk) 21:03, 8 February 2012 (UTC)
Wikify completed
[edit]I have edited the copy and added some references. No bare HTLM Tags found yet. Wikishagnik (talk) 20:16, 26 February 2012 (UTC)
TDS limit increased to Rs. 40,000
[edit]Govt. has increased limit to Rs. 40,000. Please update accordingly. — Preceding unsigned comment added by Kuldeepdhaka (talk • contribs) 05:46, 30 May 2019 (UTC)
Merge with article "Certificate of deposit"?
[edit]This article seems to have many overlaps with the article Certificate of deposit - both feature higher interest rates for a short, fixed period of time, with penalties incurred in early termination. Should this article then be merged as a separate section under the article? — Preceding unsigned comment added by GimmickNG (talk • contribs) 04:27, 4 July 2019 (UTC)