Talk:Credit score
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Semi-protected edit request on 23 October 2023
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Reference number 14 is out of date, change to: https://www.canada.ca/en/financial-consumer-agency/services/credit-reports-score/understand-credit-report.html Nik282000 (talk) 22:48, 23 October 2023 (UTC)
Credit score and Sweden
[edit]When I look into the section about Sweden, I notice that most of the text is about "Betalningsanmärkning". But if you look into any record from UC and similair they contains much much more. You will see a list of the taxed income and taxes the last years. You see the martial status and if there is any "äktenskapsförord". You see if you are a subject of legal guardianship, at least if you have lost your legal ability, that is förvaltarskap. You see if you own any real estate. You also see a summary of your debts, from credit institutes that give out such information.
So, in summary, there is much much more information than you can get from the Swedish Enforcement Authority. Sometimes UC and their competitors gives you a credit score based on these data. How it looks like depends on the company. One example I have seen is "< 1 % risk of not being able to pay his/her debts". Smitingen (talk) 10:35, 13 November 2023 (UTC)
What are Credit Scores LIKE ?
[edit]I have not found a description of the actual Credit Scores, except in some cases by implication. For each country covered, a reader should be told what to expect the response to be like on asking for a Credit Score.
Will it be alphabetic, and if so in what character set - A-K, z-q, (for Greece) β-ζ / Σ-Δ, etc.?
Will it be numeric, and if so what is the possible range?
For those cases, which end of the range is good & which is bad?
Or is it given as a single word, as favoured by (IIRC) Ofsted?
Or what??
Ireland
[edit]Entire section needs to be deleted. Irish Credit Bureau has been wound up, and the Central Credit Register does not generate a credit score - so Ireland now does not have such a concept. 37.228.207.203 (talk) 23:11, 11 July 2025 (UTC)