Talk:Controlled payment number
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Inadequate description
[edit]This article does not describe how these virtual card numbers work, or explain how benefits are achieved. FreeFlow99 (talk) 15:22, 24 August 2016 (UTC)
Dying a slow death
[edit]The article doesn't go into much history. Google OneTime Virtual Card seems to have come and gone with no comment. Bank of America ShopSafe is gone. PayPal discontinued theirs. Why? John Moser (talk) 17:47, 31 March 2020 (UTC)
- I just turned on my Google Wallet virtual number. So it may have come and gone, but it has apparently come again :-) . -- Joe (talk) 01:24, 26 December 2024 (UTC)
More information would be useful
[edit]For instance, a list of banks that continue to offer VCN's. (As of I type this, Capital One through their "Eno" browser extension, and Citibank with a shockwave-flashed based applet on their online banking page.
It might also be useful to describe the benefits of using this type of number/service for online purchases and subscriptions, which includes not having to get a new physical card if an individual merchant is compromised, as well as the ability to stop a service provider from continuing to bill (accidentally, or intentionally) even after you cancel service. (Refer to the AOL billing debacle: https://www.networkworld.com/article/2333450/aol-settles-improper-billing-lawsuits.html ) — Preceding unsigned comment added by 56.0.84.24 (talk) 07:18, 8 August 2020 (UTC)
Uppercase change to applecase
[edit]"Indistinguishable" is not true
[edit]This "alias" number is indistinguishable from an ordinary credit card number, and the user's actual credit card number is never revealed to the merchant.
Having recently turned on the ability to use virtual numbers with one of my payment providers, I tried replacing the card number on file with my VOIP provider. But they rejected it. So there has to be a difference, but what that is, I don't know. Based on the Wikipedia article covering BINs/IINs, the virtual number I tried would appear to be the same issuing company as the card number the VOIP company already had, so it would not seem to be that it's an issuer the VOIP company does not accept.
Rather than outright deleting this statement, I am unsure how it might be properly edited to reflect the truth more closely. -- Joe (talk) 01:42, 26 December 2024 (UTC)