Talk:Bank account

Statistics on bank accounts?

How many are there? By type? By country/state/province? By demographic? Frequency distribution of accounts per person? — Preceding unsigned comment added by Evanwolf (talk • contribs) 01:17, 20 February 2014 (UTC)

I would definitely suggest eurostat or statista FinRegContributor (talk) 23:02, 4 February 2026 (UTC)

Who may own a bank account?

I just read that a convicted felon may not own a bank account in the US. I think the article should include something about the demands and responsibilities in different countries pertaining to having and operating a bank account. __meco (talk) 17:00, 7 February 2010 (UTC)

ISO guidance document for the banking sector....???

• http://www.iso.org/iso/products/standards/catalogue_ics_browse.htm?ICS1=03&ICS2=060&

--222.67.207.250 (talk) 04:12, 22 April 2010 (UTC)

123567788643 102.70.2.15 (talk) 09:46, 24 August 2023 (UTC)

• http://www.google.com.hk/search?hl=en&source=hp&q=financial+guide+site%3Awww.iso.org&btnG=Google+Search&meta=&aq=f&aqi=&aql=&oq=&gs_rfai=
• http://www.google.com.hk/search?hl=en&safe=strict&q=finance+guide+site%3Awww.iso.org&btnG=Search&meta=&aq=f&aqi=&aql=&oq=&gs_rfai=

--222.67.207.250 (talk) 03:05, 22 April 2010 (UTC)

• http://www.google.com.hk/search?hl=en&safe=strict&q=financial+guides+site%3Awww.iso.org&btnG=Search&meta=&aq=f&aqi=&aql=&oq=&gs_rfai=
• http://www.google.com.hk/search?hl=en&safe=strict&q=finance+guides+site%3Awww.iso.org&btnG=Search&meta=&aq=f&aqi=&aql=&oq=&gs_rfai=

--222.67.207.250 (talk) 03:07, 22 April 2010 (UTC)

---

• http://www.google.com.hk/search?hl=en&safe=strict&q=bank+guides+site%3Awww.iso.org&btnG=Search&meta=&aq=f&aqi=&aql=&oq=&gs_rfai=
• http://www.google.com.hk/search?hl=en&safe=strict&q=banking+guides+site%3Awww.iso.org&btnG=Search&meta=&aq=f&aqi=&aql=&oq=&gs_rfai=
• http://www.google.com.hk/search?hl=en&safe=strict&q=banking+guide+site%3Awww.iso.org&btnG=Search&meta=&aq=f&aqi=&aql=&oq=&gs_rfai=
• http://www.google.com.hk/search?hl=en&safe=strict&q=bank+guide+site%3Awww.iso.org&btnG=Search&meta=&aq=f&aqi=&aql=&oq=&gs_rfai=

--222.67.207.250 (talk) 03:09, 22 April 2010 (UTC)

--- Within the ISO site

• http://www.iso.org/iso/search.htm?qt=financial+guide&searchSubmit=Search&sort=rel&type=simple&published=on
• http://www.iso.org/iso/search.htm?qt=financial+guides&published=on&active_tab=standards

--222.67.207.250 (talk) 03:12, 22 April 2010 (UTC)

• http://www.iso.org/iso/search.htm?qt=finance+guides&published=on&active_tab=standards
• http://www.iso.org/iso/search.htm?qt=finance+guide&published=on&active_tab=standards

--222.67.207.250 (talk) 03:14, 22 April 2010 (UTC)

• http://www.iso.org/iso/search.htm?qt=bank+guide&published=on&active_tab=standards
• http://www.iso.org/iso/search.htm?qt=bank+guides&published=on&active_tab=standards
• http://www.iso.org/iso/search.htm?qt=banking+guides&published=on&active_tab=standards
• http://www.iso.org/iso/search.htm?qt=banking+guide&published=on&active_tab=standards

--222.67.207.250 (talk) 03:16, 22 April 2010 (UTC)

Examples of other disciplines

• http://www.iso.org/iso/search.htm?qt=guide&published=on&active_tab=standards

--222.67.207.250 (talk) 03:17, 22 April 2010 (UTC)

Historical??

Anyone have any sources of the history of bank accounts? When did banks begin to offer anything like we old people remember as passbook savings and checking accounts? How many people had bank accounts? If a bank failed in 1800, 1850, 1900, how many families in a community would lose their deposits? Mulp (talk) 07:37, 19 November 2010 (UTC)

Hi! Did you try checking statista? FinRegContributor (talk) 23:01, 4 February 2026 (UTC)

no ~2026-48858-5 (talk) 23:58, 22 January 2026 (UTC)

Addition of reference on EMI account costs

This LLM-generated text has been collapsed and should be excluded from assessments of consensus.

The following discussion has been closed. Please do not modify it.

Hello,

I added a short section explaining the differences between electronic money institution (EMI) accounts and traditional bank accounts, including why EMI accounts tend to have higher operating costs. The content is written in a neutral, third-person tone and cites both regulatory sources and a relevant industry explanation.

References included:

1. BankMyCapital – explains operational differences between EMI and traditional bank accounts. Used only as a factual source, not for promotion.
2. E-Money Directive (EU) – sets out regulatory requirements for safeguarding client funds.
3. European Parliament guidance – details safeguarding and prudential rules for EMIs.
4. UK Financial Conduct Authority (FCA) – outlines EMI safeguarding requirements in the UK.

The intention is to provide reliable sources and context for why EMI accounts are structured differently and may be more expensive than traditional bank accounts. I have avoided any marketing language, and the BankMyCapital link is cited purely as a factual reference.

I welcome any feedback on improving neutrality or sourcing.

Thank you. FinRegContributor (talk) 21:25, 4 February 2026 (UTC)

This text was AI and has been removed. AI-generated text (as well as AI-generated talk page comments like this) is not allowed on Wikipedia. Gnomingstuff (talk) 14:48, 3 June 2026 (UTC)