// Workers AI · dad joke modeWhat did Korala Associates say to the reef? "You're a coral-ative partner
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| Type | Private |
|---|---|
| Industry | ATM software |
| Founded | 1989 |
| Headquarters | , |
| Key people | Aravinda Korala |
| Products | Kalignite Software Platform, K3A-Kalignite Advanced ATM Application, Kalignite NDC Application, KTC - Kalignite Terminal Controller, RTM |
| Website | www.kal.com |
KAL is a company that creates ATM software for bank ATMs, self-service kiosks, and bank branch networks. KAL products are Windows-compliant and conform to the XFS standard.[1][self-published source?] KAL is second most supplier of multivendor ATM software.[2] KAL supplies its software to banks including China Construction Bank, Citibank and UniCredit.[3]
History
[edit]The company was established in 1989 by Dr. Aravinda Korala;[4] hence Korala Associates Limited. KAL is headquartered in Edinburgh, Scotland. KAL also has office locations elsewhere in the UK, plus in the US, Europe, India, China, Japan, Malaysia and Australia. In 2011 KAL won the Queen's Award for Enterprise in the International Trade category.[5]
Products
[edit]KAL's major product is self-service software for ATMs and kiosks. In 2012, KAL developed the RTM[6] (Retail Teller Machine). The RTM dispenses vouchers instead of cash[7] meaning banks can operate in previously inaccessible areas while still offering the features of an ATM.[8] KAL was the first ATM software company to combine its products with Microsoft Windows 8 one week after the new operating system was officially launched by Microsoft in November 2012.[9]
Industry standards and organisations
[edit]KAL is a member of the ATM and self-service industry and belongs to the following industry associations and standards:
- Product suite conformed to the WOSA 1.11 industry standard in 1995 (later renamed to XFS in 2000)
- The Payment Card Industry Security Standards Council[10]
- Membership of ATM Industry Association (ATMIA)[11]
References
[edit]- ↑ "Introduction to KAL Software Engineering in Edinburgh". Archived from the original on 1998-04-15. Retrieved 2025-11-24.
- ↑ "Retail Banking Research - ATM Software 2016". www.rbrlondon.com.
- ↑ "Tech firm KAL clinches £20m ATM contract with Italy's UniCredit - The Scotsman". Archived from the original on 2016-03-12.
- ↑ "Scottish firms claim Queen's Awards". 21 April 2011.
- ↑ "Winners 2011 | the Queen's Awards for Enterprise Magazine". Archived from the original on 2012-11-14. Retrieved 2012-10-09.
- ↑ "RTM Retail Teller Machine | KAL ATM Software". Archived from the original on 2012-06-18. Retrieved 2025-11-24.
- ↑ "ATMs dispense vouchers instead of cash | Springwise". Archived from the original on 2012-10-21. Retrieved 2012-10-22.
- ↑ http://touchpoint.pk/Newsletter%209%20(Touchpoint%20Partners%20With%20KAL%20To%20Launch%20RTM%20In%20Pakistan).pdf [permanent dead link]
- ↑ "Archived copy". Archived from the original on 2017-01-18. Retrieved 2012-11-07.
{{cite web}}: CS1 maint: archived copy as title (link) - ↑ "Official PCI Security Standards Council Site - Verify PCI Compliance, Download Data Security and Credit Card Security Standards". Archived from the original on 2012-10-15. Retrieved 2012-10-22.
- ↑ "ATM Industry Association Loyal Members". www.atmia.com. Archived from the original on 2007-10-17.