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// Workers AI · dad joke modeDoes Check Into Cash have a hotel? It's a cash-inn.

From Wikipedia, the free encyclopedia
Check Into Cash
TypePrivate
IndustryFinancial services
Founded1993
FounderW. Allan Jones
HeadquartersCarrollton, Texas
Number of locations
200+ Stores
Area served
  • Alabama
  • Arizona
  • California
  • Iowa
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Michigan
  • Mississippi
  • Missouri
  • Oklahoma
  • South Carolina
  • Tennessee
  • Wisconsin[1]
Key people
  • Kyle Hanson (Executive Chairman)[2]
  • Bill Baker (President)[3]
Websitewww.checkintocash.com

Check Into Cash is a financial services retailer with more than 200 stores in 15 states.[4] The company was founded in 1993 by W. Allan Jones in Cleveland, Tennessee, and is headquartered in Carrollton, Texas.[5]

Check Into Cash offers payday loans[6], installment loans[7], title loans[8], and lines of credit[9], dependent upon location, along with bill payment services[10], check cashing[11], reloadable prepaid debit cards[12], Western Union money transfers and money order services[13], and tax prep services[14].

History

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Check Into Cash store

Jones founded Check Into Cash in 1993. He has been referred to as "the father of the payday lending industry" for creating the first national payday lending chain.[15][16] In 1973, at age 20, he left college, where he had been pursuing a business degree, to help stabilize the family’s business, the Credit Bureau of Cleveland (TN). He purchased the reporting and debt collection business in 1977 and built it into one of the largest credit bureau databases in Tennessee.[17] He sold the credit reporting side of the business to Equifax in 1988, retaining the name and collection agency division. He then built the company to be the largest in the state and sold it in 1998.[17]

Check Into Cash has grown to become one of the largest payday loan companies in the United States.[16]

In 2012, Check Into Cash acquired Cash and Cheque Express, a consumer financial services chain in the United Kingdom.[18] In 2013, they acquired Great American Pawn and Title and Quick loans, both based in Georgia, plus Great American Cash Advance and Nations Quick Cash Title Pawn, which operate in Mississippi, Alabama, and Tennessee.[19] Check Into Cash also acquired Title First Title Pawn, which is based in Georgia.[20]

In 2021, Check Into Cash was acquired by CCF Holdings, LLC or Community Choice Financial Family of Brands.[21]

The company has been criticized for its exorbitant interest rates.[22][23]

Sister Companies

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Check into Cash was acquired in 2021 by CCF Holdings, LLC (CCFI). Post acquisition, Check Into Cash has multiple sister companies, including TitleMax, Speedy Cash, California Check Cashing Stores, easymoney, and more. CCFI operates more than 1,500 locations across the United States.[24]

See also

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References

[edit]
  1. ↑ "Check Into Cash - Store Locator". Check Into Cash. Retrieved 14 August 2026.
  2. ↑ "LinkedIn Profile". LinkedIn. Retrieved 14 August 2026.
  3. ↑ "LinkedIn Profile". LinkedIn. Retrieved 14 August 2026.
  4. ↑ "Store Locator". Check Into Cash. Retrieved 2026-08-14.
  5. ↑ "Contact Us". Check Into Cash. Retrieved 2026-08-14.
  6. ↑ "Payday Loans | Check Into Cash | Direct Lender". Check Into Cash. Retrieved 2026-08-14.
  7. ↑ "Installment Loans". Check Into Cash. Retrieved 2026-08-14.
  8. ↑ "Title Loans". Check Into Cash. Retrieved 2026-08-14.
  9. ↑ "Flex Line of Credit". Check Into Cash. Retrieved 2026-08-14.
  10. ↑ "Bill Pay | Check Into Cash - All Your Bills In One Place". Check Into Cash. Retrieved 2026-08-14.
  11. ↑ "Check Cashing". Check Into Cash. Retrieved 2026-08-14.
  12. ↑ "Green Dot Visa® Debit Card". Check Into Cash. Retrieved 2026-08-14.
  13. ↑ "Western Union® Money Transfer". Check Into Cash. Retrieved 2026-08-14.
  14. ↑ "Tax". Check Into Cash. Retrieved 2026-08-14.
  15. ↑ "Payday lenders fear federal regulations | Times Free Press". timesfreepress.com. Retrieved 2014-03-16.
  16. 1 2 "Usury Country | Harper's Magazine". harpers.org. April 2009. Retrieved 2014-03-16.
  17. 1 2 "Check Into Cash Reaches 20th Milestone - 06/28/2013 - Chattanoogan.com". chattanoogan.com. Retrieved 2014-03-16.
  18. ↑ "Cleveland Daily Banner - CIC buys overseas business". clevelandbanner.com. Archived from the original on 2014-03-16. Retrieved 2014-03-16.
  19. ↑ "Check Into Cash expanding pawnshop reach in metro Atlanta | www.myajc.com". myajc.com. Retrieved 2014-03-16.
  20. ↑ "Cleveland Daily Banner - Check Into Cash Title Pawn acquires Georgia locations". clevelandbanner.com. Archived from the original on 2014-03-16. Retrieved 2014-03-16.
  21. ↑ "Check Into Cash 30th Anniversary". Check Into Cash. Retrieved 2026-08-14.
  22. ↑ "Check Into Cash Reviews - Real Customer Reviews". Best Company. Retrieved 2017-10-02.
  23. ↑ "Check Into Cash on Trustpilot". Trustpilot. 14 August 2026. Retrieved 14 August 2026.{{cite web}}: CS1 maint: url-status (link)
  24. ↑ "Community Choice Financial - Online Lending and Cash Advances". Community Choice Financial. Retrieved 2026-08-14.
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